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HVAC Warranty: Do you need one?

hvac thermostat

During the heat of the summer and the cold of the winter, it’s hard to imagine not having an efficient, effective HVAC system in your home. A well-working system provides the comfort you need when the temperatures outside are harsh. You rely on the air conditioner and heater to combat these conditions and keep you and your family safe and sound too. Like any system and appliance in your home or rental, the HVAC components will wear out and break down someday. Preparation is critical if you hope to be ready for this inevitability. One smart choice is to purchase the best home warranty for HVAC systems. Doing so can save you a lot of money and a great deal of stress and grief down the road.

How to Get the Most Out of Your HVAC

Your HVAC system is one of the most critical in your home or rental. If the air conditioner or furnace breaks down when you need it most, you can be miserable in your own home. A failing system can even be hazardous to your health and, more especially, to the health of any elderly or young people living with you (or renters). The good news is there are things you can do to keep your system running longer and doing what it’s supposed to for years to come.

First, have a technician inspect the system every year. A certified, trained professional will run tests to ensure that all parts and components are working properly. If there are any issues, make sure you address them right away. Throughout the year, you can also keep an eye on the system for concerns. Listen for unusual noises or look for leaks or physical damage to the unit.

A System’s Life Span

If you are diligent about upkeep and maintenance, your system should last at least 15 years. Some furnaces and air conditioners can run well even longer. However, if your neglect the units or misuse them, you won’t get nearly as much use out of the system. You may start noticing weak airflow or warm air when it should be cool and cool air when it should be warm. Servicing your system each year will add life to its years as well.

A Financial Commitment

It’s no secret that installing a new HVAC system in a home can be expensive. Installing a new system will range between $5,000 and more than $12,000. This includes buying the units and all the components, including the ductwork, as well as paying for labor costs to put everything in. Replacing a worn-out system can run a homeowner or landlord up to $10,000 or more per system. These figures will differ from home to home depending on the system’s size and the homeowner’s needs.

Fixing a system is not usually cheap either, though costs can vary dramatically depending on the problem. Some problems are as simple and inexpensive, while others are more complex and can cost hundreds or even thousands of dollars to take care of. Common problems include those with the thermostat, condenser, motor, evaporator coil, pumps, or duct system. Some units may have multiple problems simultaneously.

How a Warranty Will Work

A new HVAC system will come equipped with a manufacturer’s warranty. These can last as few as a couple of years and up to 10 years. Once it runs out, you’ll be responsible for all repairs on any issues that may come up. A home warranty may cover those important issues that arise as the system ages. You’ll pay an annual premium, usually between $250 and $500. In exchange, the provider will repair or replace any broken parts in the system. You can renew the warranty each year. It covers any problems arising because of wear and tear and sudden, unexpected problems.

Worth the Costs and Trouble

You can see that fixing an HVAC system can be expensive. If you are not prepared with protection, you could be in a financial hole. A warranty will pay for itself quickly when it’s covering an HVAC system. Calling someone over to your home to repair it may only cost a little less than your warranty. You can save a lot of money and time by purchasing a warranty. If you need to overhaul the entire system and make major repairs, you won’t worry about having to pay something out of pocket when you purchase a warranty plan.

Your heater and air conditioner are critical parts of your home’s comfort and peace. You also know that your HVAC system will eventually break down and cause you fits. Get ready for this event today by looking into home warranty coverage. This will help you rest easy at night, thinking that you are safe, sound, and comfortable in your house. Getting a warranty is sure worth the efforts you make to be there for you when you need it most.

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